By Eliana Benador
No one knows how Obamacare works, especially not even the people who wrote the legislation and voted for it and, needless to say, not regular people who are going to live under the yoke of the law.
But, soon enough, a lot of people are going to learn that Obamacare trap works, where regular Americans are the prey and the IRS is the executor.
Meanwhile, Americans are keeping busy writing useless letters to their congressmen and crying for repeal.
One perk is that one can put adult children under the age of 26 on your own insurance policy. Just as everyone likes the fact that you no longer have to worry about pre-existing conditions when applying for health insurance. Also, there are no more annual or lifetime caps on the amount of benefits you can receive from your insurance company.
However, according to The Wall Street Journal, American’s health insurance premiums could double or even triple, in the years ahead.
Indeed, according to analysts at the IRS, the cheapest health insurance policies available to the typical American working family will cost about $20,000 per year, even though President Obama “promised” that healthcare premiums would go down by $2,500 per year. Presidential promises gone with the wind, indeed.
But, this is just the tip of the iceberg. The bigger cost is taxes. Few know there are at least twenty new taxes or tax hikes that come with Obamacare.
It was none other than Chief Justice John Roberts who admitted it was the largest tax increase in the history of the United States -and yet, he voted to let it happen anyway.
And, so, the IRS is given even more power to frighten and force American citizens into paying higher taxes. In fact, the Obama Administration has given the IRS an extra $500 million to enforce the rules and regulations of Obamacare.
No one can be surprised if unemployment goes from bad to worse. In fact, it is already starting to happen, which may be the reason why the Obama Administration decided to postpone the so-called “Employer Mandate” until January 1, 2015, safely after the midterm elections. As it is, even workers who are lucky enough to keep their jobs will see their paychecks cut, because Obamacare says that if one only works 30 hours a week, employers don’t have to buy insurance for those employers. Which means, employers will start turning some of their full-time employees into part-time employees by cutting their hours from 40 to 30 per week.
Also, unsurprisingly, doctors may start to disappear as well. Some will go bankrupt under Obamacare, some will go into other fields and some will take early retirement. What’s worse, is that thousands of bright young men and women will choose NOT to become doctors in the first place.
Obamacare will impose punishing paperwork burdens on doctors, hospitals, and on the rest of the healthcare system. Spend 8 years studying and in residence, only to become the instrument surrogate agent of Obamacare?
As a result, Americans are going to wait longer to see a doctor. Romneycare in Massachusetts has already have that effect. There, the average waiting time to see a doctor has gone from “only” 33 days to a crushing 55 days.
Indeed, Congress tried to weasel out of this law almost as soon as they passed it. “This wonderful new law applies to YOU but not US,” they said, and they tried to pass a bunch of “waivers” to their buddies in labor unions and non-profit organization like AARP, too.
But, perhaps the worst part of Obamacare is what it does to the tradition of individual liberty and economic freedom to choose in America. The Federal government has now the power to “force” you what you don’t want.
Indeed, Obamacare will turn millions of honest, hardworking Americans into criminals if they don’t buy health insurance. The good news is that they cannot put anyone in jail for not buying health insurance.
The bad news, is that after all is said and done their way, ‘you may wish you were in jail...’ Why? Simply because prisoners are exempt from Obamacare.
At this point, Obamacare has passed the Congress and the Supreme Court -and, symbolically, just as the prisoners, they are also exempt from Obamacare.
As New Year’s present, Obamacare went into effect on January 1st, and is now the law of the land and, therefore, the chances of repeal are somewhere between zero and none.
In order to read Obamacare, you also would have to read literally hundreds of other laws, rules, and regulations in the federal code.
Obamacare has set a very large fine for not having health insurance even if you do have health insurance.
On the other hand, one half of all employers in this country could stop offering health insurance to their workers. ACA will soon force your doctor to choose between the medically-appropriate treatment for you and the “officially approved” treatment.
Top executives may ‘think’ they will be okay because they are top executives at their companies with a “gold-plated” insurance plan that covers their entire families. However, the new law specifies that everyone, from the CEO to the janitor, has to have the exact same insurance policy.
Speaking of family, there is nothing in Obamacare about covering the family. Therefore, if the family currently is covered by the employer, don’t be surprised if said coverage vanishes overnight.
That said, if you decide to buy insurance on one of the new “health exchanges,” the good news is that one can choose between Bronze, Silver, Gold, or Platinum plans -but, as mentioned above, the bad news is that, except for the deductible, they are all exactly the same, which means that buying an Obamacare insurance policy is like buying a Model T from Henry Ford. “You can get a Model T in any color you want,” said Ford. “As long as it is black.”
The dirty little secret about Obamacare is that millions of Americans will simply be moved over to Medicaid. Since doctors and hospitals lose on Medicaid, they will make up for their losses by overcharging the patients. That’s why Americans can expect to see their own premiums rise, even if they have private insurance.
Free preventive care sounds sensible -but patients will be paying for a colonoscopy even if you don’t want one.
Likewise, Americans will also pay for substance abuse coverage on their insurance policy -even if they have never touched a drink or a drug in their life. Who knows, that may be a reason for the country to go marijuana-friendly, as it has begun in Colorado, following in the footsteps of the Netherlands.
Some may think they are going to be safe from all these changes because they are on Medicare, the bad news is that the government is actually paying the bill for Obamacare mostly by taking money from the coffers of Medicare, about 500 billion or a half a trillion dollars, to be precise.
In other words, Obamacare takes a half trillion dollars out of the pockets of elderly sick people to give health insurance to healthy young people.
In fact, Obamacare actually gives brownie points to hospitals who spend the least on senior citizens who, consequently, will have an especially hard time getting the medical services they need most: hip replacements, knee replacements, and cataract surgery will be especially hard to get from Medicare in the months ahead.
President Obama once said to an elderly woman needing a knee surgery: “Maybe you’d be better off not having the surgery and taking a painkiller instead?” Said the president-now-turned-“doctor”.
Even those under Medicare Advantage Plan will be disappointed to learn why it is targeted by huge cuts under Obamacare. And, at that rate, many Medicare Advantage providers are going to simply choose to go out of business.
Obamacare also asks the most from the healthy young people, who have to pay the highest for a healthcare they will use the least.
Besides that, some of the above mentioned twenty taxes, have absolutely nothing to do with health insurance, medicine, or healthcare. For instance, if you sell your vacation home for a profit, you will be hit with a special Obamacare tax. The same goes for selling stocks and bonds; or the money you make on rental property or dividends.
The government wants their share in all of it to help pay the enormous bill on Obamacare.
Some think they can deduct their medical expenses on their tax return as before -but now, it will be necessary to spend a full ten percent of income on medical expenses before being able to deduct a dime.
What’s worst is that Obamacare really is not a good coverage, especially in case of sickness, because the emphasis in the ACA is on “wellness” and “prevention”, so sick people who are the ones mostly needing health insurance, will be losing in the change.
The underlying principle behind Obamacare is to spread the healthcare widely and thinly, fording people who need a lot of coverage to go to the end of the line -and wait. So, patients with cancer, diabetes, Parkinson’s, Alzheimer’s, or some other serious condition, need to be very, very worried about Obamacare.
And, the inclusion of Code 9 E 978, regulating beheading and decapitation (by guillotine, please) in America, leaves one wondering why is this so close to the borders of sharia law as another betrayal may be happening in front of overwhelmed Americans who find themselves lost in this Affordable Care Act.
If Mr. Obama and his team wanted to hurt each American, personally, they have used their time, their efforts and their energy to find the perfect way to do it.
Looking at it with a telescope, and following the sequence of such a gigantic operation, one cannot but wonder if the website malfunction is not part of their destruction plan.
If Mr. Obama chose an incompetent website developer for such an endeavor, he must have hoped it would fail. After all, Obama is in a position to ask the top and the best of the best in any field to work for him. So, the website fiasco is no ‘accident’ but a purposeful move to make sure many more millions Americans are hurting, paying more for their healthcare when they are devoid of one, indebting themselves for life.
Obama’s Affordable Care Act has entered History rather as a social terrorist attack launched against the people who entrusted him with their safety, Obama has made sure to shake their grounds, destabilizing them in what would hurt them most: their health and the health of their loved ones.
The fate of hundreds of millions of Americans was in the hands of Obama and his people to take care of, and in their evil, they have rather stabbed them in the back.
Copyright ©Eliana Benador
Eliana Benador is a global strategist, a political operative and a human rights activist. She has been the founder of Benador Associates. She has represented dissidents abroad from Iraq, Iran, the Copts and others. Her blog is Eliana's Choice. You may follow her on Twitter, join her fan page on Facebook and you may find her also on LinkedIn.